Renewal-Intent Distribution for UK Insurers
Certbox delivers structured, consented insurance quote requests at the exact moment customers approach renewal.
Our platform captures real policy expiry data through secure document storage, allowing insurers to engage customers at peak switching intent.
Quote Volume
1,284
+14%
Conversions
312
+8%
Avg CPQ
£3.40
-6%
The Distribution Problem
Why Traditional Lead Channels Underperform
Generic Traffic
Comparison sites generate broad, price-driven traffic with low retention and weak loyalty signals. Insurers pay for volume, not intent.
Poor Timing
Most leads arrive without renewal urgency, reducing conversion efficiency and inflating acquisition costs across the pipeline.
Limited Data Transparency
Insurers lack clarity around consent source, data origin, and renewal timing — making attribution and compliance difficult to demonstrate.
Platform Advantage
The Certbox Advantage
Certbox users upload real insurance documents into a secure AI-powered vault. We extract policy type, provider and expiry date — enabling precise renewal engagement at the moment it matters most.
Rather than buying traffic from aggregators, partners receive structured requests from users with a confirmed, imminent renewal need.
Verified renewal windows tied to real policy expiry dates
Structured, consented data collected at point of document upload
High-intent switching traffic at the optimal decision moment
Reduced wasted quote spend through precision targeting
Transparent attribution tracking with full consent audit trails
Data Flow
Document Upload
User stores policy document securely
AI Extraction
Policy type, provider & expiry identified
Renewal Window
30-day engagement trigger activated
Quote Request
Consented data structured for partners
Distribution Mechanics
How Renewal-Intent Distribution Works
Policy Stored
User uploads their insurance document securely into their Certbox vault.
Expiry Identified
AI extracts policy data, provider, coverage type, and renewal timeline automatically.
Renewal Trigger
Timely reminder prompts the user to compare quotes as expiry approaches.
Quote Request
Structured data shared with the insurance partner network with explicit user consent.
Reporting & Billing
Each quote event is logged, attributed, and billed transparently to the partner.
Market Opportunity
Projected Opportunity (Year 1)
Projected Active Users
Year 1 target
Annual Quote Opportunities
Across all verticals
Average Quote Events Per User
Per policy cycle
Initial Vertical Focus
Commercial Structure
Flexible Commercial Models
We support a range of revenue models to align with partner acquisition economics and existing distribution infrastructure.
Cost Per Quote
Pay only when a structured, consented quote request is delivered to your systems.
Cost Per Lead
Billed per qualified lead meeting agreed data completeness and intent criteria.
Cost Per Sale
Performance-based model billed on verified policy sales attributed to Certbox traffic.
Hybrid Models
Blended commercial structures available for strategic distribution partners.
Compliance & Security
Security & Regulatory Standards
Certbox is built with compliance and data protection as core architecture principles, not retrofitted features. Every component of our platform is designed to meet the expectations of regulated financial services partners.
AES-256 encrypted storage at rest and in transit
End-to-end secure data handling across all environments
Role-based access controls with granular permissions
Full audit logging of all data access and processing events
Explicit consent capture with immutable timestamps
GDPR-aligned data retention and processing policies
Data export and deletion controls available on request
We prioritise transparency, regulatory alignment and data integrity across all integrations. Partner-specific DPAs are available upon request.
GDPR Compliant
Data Protection
AES-256
Encryption Standard
Consent-First
Data Collection
Audit Logged
Full Traceability
Partner Portal
Partner Reporting Dashboard
Insurance partners receive access to a dedicated portal with full visibility into quote volume, attribution, spend, and compliance — all in real time.
2,841
+12% vs last month
£9,659
This billing cycle
API Key
••••••••4f9a
Webhooks
3 active
Partner Onboarding
Interested in Renewal-Intent Distribution?
We are onboarding a limited number of partners for our initial rollout. Early partners receive preferential commercial terms and priority integration support.
All enquiries handled under strict confidentiality. We do not share partner details with third parties.